Here at Kirstein Insurance Services, we understand that condominium owners and condo renters have specific needs when it comes to Florida condo insurance. Because you are likely to have a Condo Association which has insurance coverage that handles issues exterior to your unit such as walkways, lobbies, elevators, pools, the grounds, and other common areas you do not need additional coverage for those parts of the property. However, you do need to have condo insurance for your individual unit, covering both your personal property and liability.
Homeowners insurance is essential as it provides both property and liability coverage.
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