Auto Insurance Quotes

With over 50 insurance companies to choose from, Kirstein Insurance can insure any driver with any vehicle for any type of coverage.

If you live in Florida and you own a personal vehicle, you need to have Florida auto insurance. In fact, if you are caught driving a car or truck without insurance, you can have your driving privileges suspended, as well as having your car or truck’s registration and tags suspended. And that is in addition to a being fined anywhere from $150.00 to $500.00.

Perhaps you are already insured and are looking for a more affordable policy, or maybe your auto insurance has lapsed, or maybe you’re thinking about purchasing a vehicle and want to know what your insurance options will be: whatever the reason you’re here at our website, we here at Kirstein Insurance Services are ready and waiting to help you.

Florida Minimum Auto Insurance Coverage

The State of Florida has legislated that every vehicle owner must have, at bare minimum, the following auto insurance coverage:

  • Personal Injury Protection (PIP) — $10,000.00
  • Property Damage Liability (PDL) — $10,000.00

Additionally, if you have been convicted of certain offenses, or have been involved in an auto accident in the past, you may also be required to purchase Bodily Injury Liability (BIL) insurance coverage.

Florida Personal Injury Protection (PIP)

The Personal Injury Protection (PIP) that you are required to purchase covers several issues. First, it provides compensation for a loss due to injury, regardless of the fault. Next, it also applies to not just the insured but their relatives residing in the same household and passengers who are not required to have PIP, in the event of bodily injury. Finally, PIP comes into play if you are injured as a pedestrian, just so long as the bodily injury is caused by an auto.

Florida Property Damage Liability (PDL)

Your Property Damage Liability (PDL) coverage that you are required to have pays for damages caused by the policy holder or members of their family residing in the same home caused to property belonging to other people in an auto accident.

Florida Bodily Injury Liability (BIL)

As for the Bodily Injury Liability (BIL) that you might be required to carry, that will pay for serious or permanent injury and even death to others, when the insured causes an auto accident while driving their vehicle. It also provides legal representation in the event of a lawsuit following a crash, covers injuries up to the policy limits, and may provide additional coverage for people other than the policy holder, who drive the insured’s vehicle provided, of course, that they have permission to do so.

Whether you want just the minimum amount of coverage, or full coverage, the Florida insurance agents at Kirstein Insurance Services are here to help you. We’ll discuss your situation, identify your needs, and provide you with multiple quotes from the top insurance companies. All you need to do is give us a call and we’ll get started finding the right Florida auto insurance policy for you.

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(561) 998-0950

4722 NW 2nd Ave C104
Boca Raton FL 33431

Kirstein Insurance Services


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