Florida Solar Panel Insurance
Kirstein Insurance Services has the experience, multiple insurance markets and the expertise to assist you in insuring your roof with solar panels. Some policies include:
LIABILITY COVERAGE: When you have a tier 2 solar panel system installed you will be required to carry one million dollars of liability coverage. Your primary homeowners policy will probably have between 100 and 300 thousand dollars of liability. You can purchase an excess liability policy to make up the difference to the one million. You need to check with your current insurance carrier to confirm they will indeed cover for solar panel liability.
PROPERTY COVERAGE: Many Insurance companies will exclude physical damage for your solar panels. You may need to change your insurance company in order to be properly insured. Also, If you are with an Insurance company that covers solar panels you’ll want to let them know you are getting panels installed to assess if coverage increase is necessary to be adequately covered for the additional value the panels are adding to your property.
Whether you want just the minimum amount of coverage, or full coverage, the Florida insurance agents at Kirstein Insurance Services are here to help you. We’ll discuss your situation, identify your needs, and provide you with multiple quotes from the top insurance companies. All you need to do is give us a call and we’ll get started finding the right solar panel insurance policy for you.