How Does Adding Solar Panels to My Home Affect My Homeowners Insurance Coverage and Premium?

Like any addition to your home, solar panels add to your home’s insurable value. You will want to contact your agent to discuss exactly what the insurable value change is for your specific situation. Also, some insurance companies exclude solar panels altogether. You will want to confirm your Insurance company does not exclude them as you may need a new policy to assure the panels are covered.

Depending on the size of the solar system you are having installed you may need to increase your liability limit as well. You will want to check with the solar installation company on the liability requirements for the specific system you are considering. Your agent can either increase the amount of liability you have on your policy or they can provide an excess liability policy to meet that requirement. 

We work directly with many solar installation companies and we are a great resource for understanding the Solar Panel insurance question.

Whether you want just the minimum amount of coverage, or full coverage, the Florida insurance agents at Kirstein Insurance Services are here to help you. We’ll discuss your situation, identify your needs, and provide you with multiple quotes from the top insurance companies. All you need to do is give us a call and we’ll get started finding the right solar panel insurance policy for you.

Ready to get started?

Start a Quote

Top Insurance Products

Home

Homeowners insurance is essential as it provides both property and liability coverage.

Get Quote

Auto

With many insurance companies to choose from, we can insure any vehicle for any type of coverage.

Get Quote

Business

Protect your business, your property, your employees, your clients and customers.

Get Quote

Property

Protect your single-family dwelling, duplex, triplex, or condo with the rental property insurance that you need.

Get Quote

Recreational

From power boats to commercial fishing boats, we are the go to for watercraft insurance.

Get Quote

Condo

We provide condo insurance for your individual unit, covering both your personal property and liability.

Get Quote

Ready to get Started?

Start a Quote

About

About Us
Blog
Careers
Get A Quote

Office Hours
Monday – Friday
9am – 6pm

Contact

(561) 998-0950

4722 NW 2nd Ave C104
Boca Raton FL 33431

Kirstein Insurance Services

 

© 2022 Kirstein Insurance. All Rights Reserved. Privacy Policy. Disclaimer. Web Development by IWD Marketing
x
Kirstein Video