Homeowners Insurance Quotes
As a Florida homeowner, insurance should be a part of your budget: you need to protect your home — whether a single-family dwelling, a condo, manufactured building, or other residence — homeowners insurance is essential.
Homeowners Insurance from Kirstein Insurance
At Kirstein Insurance Services, our Florida insurance agents are experienced in assessing the needs of Florida homeowners and helping individuals determine what kind of homeowners insurance would be appropriate for their specific ownership situation. We will thoroughly discuss your needs — the type of property, the location of the home, the age of the building, the possible threats that your home might be exposed to — and then researching and developing quotes that meet your needs and your budget.
The cost of your homeowner’s insurance policy will be based on the type of building, construction materials, age, location, common weather events in the area — such as hurricanes and thunderstorms — and cover the cost to replace the home. Additional coverage — called riders — can be attached to the policy.
Homeowners Insurance Coverage
Did you know that your homeowner’s insurance policy will cover many different damage events? Often called hazard insurance, a homeowners policy works as both property and liability coverage.
Homeowners Property Insurance
Usually covers the loss of the home, the contents stored in the home, additional living expenses incurred if there is a loss of use, and sometimes the loss of additional personal possessions belonging to the insured.
Homeowners Liability Insurance
Usually provides insurance coverage for accidents or incidents that occur within the insured home. Sometimes this part of the insurance also addresses accidents that happen as the result of an action taken by the homeowner, within the stated territory of the policy.
Here at Kirstein Insurance Services, we have been helping Florida homeowners research their homeowner’s insurance policy needs and providing quotes for coverage for many years. Our insurance agents are skilled at finding the perfect policy for each of our customers — we would appreciate the chance to provide a Florida homeowners insurance quote for you, too. Please contact us for more information and to discuss your homeowner’s insurance needs.